PCI DSS Compliance & Certification — AKATI Sekurity
PCI DSS v4.0.1

PCI DSS Compliance
& Certification

Your Full-Stack PCI DSS Partner — QSA, ASV, VAPT & MSSP Under One Roof

As a PCI SSC Qualified Security Assessor and Approved Scanning Vendor, AKATI Sekurity takes you from gap assessment to AOC sign-off with a single team, a single evidence pack, and zero third-party markups.

Book a Scoping Call →
QSA Certified
ASV Certified
CREST Approved
ISO 27001 / 27017 / 27018 / 9001

Independently Verified. AKATI Sekurity is listed as a Qualified Security Assessor (QSA) on the PCI Security Standards Council's official directory. Verify our status directly with the PCI SSC.

Verify QSA Status →
The Stakes

What Non-Compliance Actually Costs

PCI DSS penalties are not theoretical. Organisations that fall short face card-brand fines, forensic investigation costs, and operational disruption that compounds fast.

$4.5M
Average data breach cost
Source: IBM, 2025
$500K+
Card-brand penalty exposure
per incident
$50–90K
Estimated monthly
acquirer fines
5–10×
Reactive cost vs
preventive compliance

Investing in compliance now costs a fraction of cleaning up a breach later. Emergency remediation, legal fees, and system recovery compound rapidly beyond the initial fines.

PCI DSS v4.0.1

The 12 Requirements, Explored

PCI DSS is built on 12 core requirements across six control objectives. Click any requirement to understand what it demands — and where most organisations struggle.

01
Install and Maintain Network Security Controls
+
Firewalls, network segmentation, and access control configurations that restrict traffic between trusted and untrusted networks. Requires documented rulesets reviewed at least every six months.
02
Apply Secure Configurations to All System Components
+
Eliminate vendor defaults, harden system configurations, and maintain configuration standards for all components in the cardholder data environment. Includes wireless environments and encryption protocols.
03
Protect Stored Account Data
+
Encryption, tokenisation, truncation, and hashing of stored cardholder data. Includes key management procedures and data retention policies limiting storage to what is strictly necessary.
04
Protect Cardholder Data with Strong Cryptography During Transmission
+
TLS 1.2+ for all cardholder data in transit over open, public networks. Includes certificate management and prohibition of insecure protocols like early TLS and SSL.
05
Protect All Systems and Networks from Malicious Software
+
Anti-malware deployed on all systems commonly affected by malware. Includes automated updates, periodic scans, generation of audit logs, and mechanisms to detect and address phishing attacks.
06
Develop and Maintain Secure Systems and Software
+
Secure coding practices, vulnerability management, patch deployment within defined SLAs, and web application protection. v4.0.1 adds Requirement 6.4.3 for payment page script monitoring.
07
Restrict Access to System Components and Cardholder Data by Business Need to Know
+
Role-based access controls, least-privilege principles, and documented access policies. Access must be reviewed at least every six months and revoked immediately upon termination.
08
Identify Users and Authenticate Access to System Components
+
Unique user IDs, MFA for all CDE access, minimum 12-character passwords, and automated lockout after failed attempts. v4.0.1 mandates MFA for all access into the CDE, not just remote.
09
Restrict Physical Access to Cardholder Data
+
Physical entry controls, visitor logging, media destruction procedures, and POI device inspection protocols. Includes protections for paper records containing cardholder data.
10
Log and Monitor All Access to System Components and Cardholder Data
+
Centralised logging, automated log review mechanisms, time synchronisation, and audit trail retention for at least 12 months. Logs must capture all access to cardholder data and security events.
11
Test Security of Systems and Networks Regularly
+
Quarterly ASV scans, internal vulnerability assessments, annual penetration testing, segmentation validation, and intrusion detection. v4.0.1 adds authenticated internal scanning requirements.
12
Support Information Security with Organisational Policies and Programmes
+
Documented security policies, risk assessments, security awareness training, incident response plans, and service provider management. The foundation that supports all other eleven requirements.
Applicability

Does Your Business Need PCI DSS?

If your organisation stores, processes, or transmits payment card data — in any volume — the answer is yes. PCI DSS applies across industries and business sizes.

Retail & E-Commerce

Businesses accepting card payments online or in-store

Banking & Fintech

Banks, payment processors, and fintech companies handling card transactions

Hospitality & Travel

Hotels, airlines, and booking platforms processing guest payments

Healthcare & Insurance

Providers accepting card-based billing for services

Third-Party Service Providers

Cloud providers and vendors storing or managing payment data on behalf of merchants

Payment Gateways

Any entity in the payment processing chain that touches cardholder data

Our Solution

One Partner. Every Capability.

AKATI Sekurity holds QSA, ASV, CREST, and MSSP credentials under one roof. Your entire PCI DSS journey — from scoping to AOC sign-off and ongoing monitoring — is handled by a single integrated team.

QSA

Compliance Auditing

Gap assessments against all 12 PCI DSS requirements, SAQ and ROC completion, and AOC certification — performed by our own qualified assessors.

ASV

Vulnerability Scanning

Quarterly external scans and internal vulnerability assessments using our PCI-approved scanning infrastructure.

VAPT

Penetration Testing

CREST-certified CDE and application penetration testing, plus segmentation validation to confirm your scope boundaries hold.

MSSP

24/7 Monitoring

Managed SIEM, continuous compliance monitoring, log management, and incident response — so compliance doesn't expire the day after your audit.

The result: Single accountability, one unified evidence pack, parallel workstreams, and no vendor coordination delays.
Packages

Transparent, Bundle-First Pricing

No subcontractor markups. No surprise invoices. Choose the package that matches your compliance level and receive a tailored quote within two business days.

Essentials

SAQ-focused compliance

  • Gap assessment (12 requirements)
  • Card data discovery scan
  • Quarterly ASV scans
  • QSA support for SAQ completion

Accelerate

Full certification journey

Everything in Essentials, plus:
  • CDE, application & segmentation VAPT
  • Quarterly internal vulnerability assessments
  • Page script monitoring (Req 6.4.3)
  • QSA audit
  • AOC (Attestation of Compliance)
Most Popular

Full-Stack

ROC / Level 1 enterprise

Everything in Accelerate, plus:
  • 24/7 SOC monitoring
  • Log management & SIEM tuning
  • Incident response retainer
  • ROC (Report on Compliance)
  • COC (Certificate of Compliance)
Credentials

Credentials That Back Every Engagement

Our certifications are earned, verified, and current — giving you the confidence to trust AKATI with your most sensitive compliance requirements.

PCI SSC

Qualified Security Assessor (QSA)

Qualified by the PCI Security Standards Council to validate adherence to PCI DSS

PCI SSC

Approved Scanning Vendor (ASV)

Certified to perform vulnerability scanning for PCI DSS compliance validation

International

CREST Approved

Internationally accredited by the Council of Registered Ethical Security Testers

ISO

ISO 27001 / 27017 / 27018 / 9001

Information security, cloud security, privacy, and quality management certified

Operations across five continents with offices in Kuala Lumpur, Singapore, Hong Kong, and New York. Our clients include banks, fintechs, payment processors, government regulators, and enterprises across 40+ countries.

Get Started

Start Your PCI DSS Journey

1

Book a Scoping Call

30-minute call to discuss your environment, transaction volumes, and certification goals.

2

Receive Your Checklist

Complimentary PCI DSS checklist customised to your compliance level and business model.

3

Get Your Roadmap

Tailored proposal and roadmap delivered within five business days.

Book Your Scoping Call →